Credit Cards For People With Bad Credit

The best credit cards for bad credit may help with establishing or rebuilding credit. Look for cards that have low upfront fees, offers pre-qualification checks, and reports to all 3 credit bureaus. Then make your payments on time every month, and keep your balance nominal relative to the credit limit, for positive marks on your credit report. Select one of the unsecured or secured credit cards for bad credit from this list and use it responsibly to begin building better credit over time.

The Best Credit Cards for Bad Credit

Capital One, Secured MasterCard

Indigo, Platinum Mastercard

With Cash Back Rewards – Unsecured Visa,- Credit One Bank

Capital One, Secured MasterCard

Necessary Security Deposit

$49, $99 or $200 refundable deposit according to your creditworthiness.

Initial Credit Line

Make the minimum necessary security deposit and you will get an initial credit line of $200. And, deposit much more money before your account opens to get an advanced credit line.

Reach a Higher Credit Line

Get reach to a higher credit line after making your first five monthly payments in time.

Personalized Payment

Pick your own payment method and monthly due date  —check, online or at a local branch.

Indigo, Platinum Mastercard

Issuer

Genesis FS Card Services

Annual Fee

$0 – $99

Foreign Transaction Fee

1% per transaction.

Ongoing APR

23.9%

Cash Advance APR

29.9%

Highlights

Pre-qualification existing with no effect to your credit score

Previous bankruptcy okay

Easy pre-qualification period with fast reply

Mobile friendly (Free online account access)

Effective protection from fraud, if your card occurs to be lost or stolen

Accepted at  millions Locations Worldwide!

With Cash Back Rewards – Unsecured Visa,- Credit One Bank

Issuer

Credit One

Annual Fee

$0-$99

Credit Rating

Poor/Fair

Ongoing APR

19.99% – 25.99% changeable

Cash Advance APR

25.99% changeable

Rewards Tier Level

Poor

Highlights

You can see, whether you Pre-Qualify inside 60 seconds-without affecting your credit score. It is easy, fast, and secure.

Get 1% cash back rewards on eligible purchases including groceries, gas, and services such as mobile phone, internet, satellite and cable TV. Terms apply.

That is an exact functional, unsecured credit card-not a debit card, prepaid card, or secured credit card with deposit needs.

Credit One Bank appraise each account for credit line increase opportunities.

Get advantage of free online access to your experian credit score and credit report summary so you may track the key factors impacting your credit score. Terms apply.

Zero Fraud Liability maintains you if your credit card is ever lost or stolen. Rest easy knowing you will not be held responsible for unauthorized charges.

Access your account readily from your smartphone, computer, or tablet at CreditOneBank.com or the Credit One Bank Mobile App. You can see recent transactions, make payments,  and update your account preferences all at the click of a button.

Carry a card that makes you smile by selecting from over twenty unique card designs in Credit One Bank’s card gallery. A fee can apply.

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